# Julia Palam — CPO / Product Lead, Fintech & Web3

Julia Palam is a Chief Product Officer and Product Lead specializing in fintech and Web3 startups at the zero-to-one stage. She takes products from idea to validated demand, PMF, and first revenue — owning strategy, execution, team, and monetization end to end.

## Expertise
- Zero-to-one product development in fintech and Web3 (DeFi, multi-chain ecosystems, web and messenger interfaces)
- PMF validation and monetization strategy
- AI-native product execution: prototyping with Cursor; research with Perplexity and other AI tools (ChatGPT, DeepSeek, etc.) depending on the task
- Cross-functional team building and leadership
- Unit economics and go-to-market for early-stage products

## Key Results
- $0 → $4M TVL in 1 month (CDP stablecoin launch)
- 3.4M users in first month + ~$200K peak monthly revenue (messenger-based Web3 product)
- 500K+ users, 1M+ on-chain reputation mints (Nomis)
- $230K venture investment raised (Outlier Ventures, Gravity Layer)
- 23+ blockchain hackathon wins

## Background
- CPO / Product & Monetization Lead at Aqua Protocol (2023–2025)
- Product Lead at Gravity Layer, London (2021–2022)
- COO / Sales & Marketing at EasyChain (2018–2021)
- Backend Developer & Scrum Master at Sber (2017–2019)
- Accelerators: Outlier Ventures, Sony Accelerator, SberUp, Y Combinator Startup School
- Education: Computer Science (Innopolis University), Applied Informatics in Economics (KSTU)

## Work Formats
- Full-time CPO / Product Lead
- Product consultant (strategic level)
- One-time product & go-to-market audit

## Contact
Website: juliapalam.website
LinkedIn: linkedin.com/in/julia-innovator
Telegram: t.me/julia_innovator